Form 5500 · Schedule H line 2i(12) · form year 2024

American Express Company and Its Participating Subsidiaries

AMERICAN EXPRESS RETIREMENT SAVINGS PLAN · EIN 134922250 · plan number 002

$362.98

Administrative expenses paid from plan assets, per participant, as the sponsor reported, for form year 2024. The denominator is 38,135 participants with account balances.

This is line 2i(12) of Schedule H only. It excludes fees netted inside fund expense ratios and fees the employer pays directly, which are not in that line and are therefore not in this figure.

Among plans of its size — 10,000–49,999 participants with account balances, 825 plans in that band across the whole dataset — this plan's reported figure is at or above the 90th percentile.

p10 $29.74p50 $64.32p90 $139.42

Percentiles are computed over all 52,836 qualifying plans in the form year 2024 dataset, not over the plans published here.

What the filing breaks out, and what it does not

Schedule H line	As filed
Contract administrator fees	not reported
Investment management fees	$11,651,262
Other administrative expenses	$182,479
Not broken out into any of the lines above	$2,008,364
Total administrative expenses (line 2i(12))	$13,842,105

A blank line above means the sponsor did not report a figure for it, which is not the same as reporting zero. Where the named lines add up to less than the total, the difference is shown rather than left for the reader to work out.

The rest of what this filing reports

Participants with account balances	38,135
Net plan assets, end of year	$8,921,734,085
Employer contributions	$268,070,180
Participant contributions	$304,464,691
Late participant contributions remitted	not reported

Check this against the filing

Every figure above was read from American Express Company and Its Participating Subsidiaries’s own Form 5500 for form year 2024, EFAST2 acknowledgement ID 20250626081644NAL0008761217001, located 2026-08-30.

Open the filing (PDF)

The line itself is on the 2024 Schedule H form at line 2i(12), Total administrative expenses. If our number and the document disagree, the document is right and we want to know.

Plans of a similar size

Same size band, nearest reported figures. Size bands are the point: a plan with a few hundred people and one with a few hundred thousand are not comparable, and putting them side by side would imply they were.

Sony Corporation Of America

$357.62 per participant

25,568 with balances

Centerpoint Energy, INC.

$352.78 per participant

11,975 with balances

Glaxosmithkline LLC

$349.88 per participant

21,718 with balances

Delta Air Lines, INC.

$377.78 per participant

17,527 with balances